MF&T North America is a local independent insurance agency helping families and businesses across Massachusetts find the right coverage at the right price — simplified.
Three core lines. One local team. Countless carrier options behind the scenes.
Our specialty. Fast, competitive coverage for new construction and major renovations — often bound the same day.
Learn moreProtect your home, condo, or rental with coverage tailored to your property and belongings.
Learn moreGreat rates on personal and multi-vehicle coverage with the discounts you deserve.
Learn moreGeneral liability, commercial property, workers' comp, BOP, and more for MA businesses.
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Independent means we work for you — not one insurance company. That's real choice, fair pricing, and the personal service a chatbot can't replicate.
We live and work in the communities we serve. We know New England risks.
No cookie-cutter policies. Just the right protection for your life and business.
As an independent agency we shop top-rated insurers to find your best price.
Most quotes take just a few minutes. No hassle, no obligation.
Talk to a real person who remembers your name — every time.
Real reviews from real neighbors across Massachusetts.
"Mike and his team are fantastic. I use them for my personal residences and for many of my clients. Mike is consistently able to get policies in place upon extremely short notice, often less than 48 hours."
Cody Zane
Verified Google review
"I have been with this agency for many years and have trusted them with all of my insurance needs, including homeowner's, motor vehicle and personal umbrella insurance."
James Street
Verified Google review
"I had such a positive experience! Mike and his staff are so friendly, patient, and made sure I understood all my options. When I needed to file a claim, they took care of everything quickly and stress-free. I feel confident knowing I'm covered by a company I can trust."
Jillian James
Verified Google review
Practical insurance tips and updates from the MF&T team.
Discover what a home insurance audit is and how it ensures your policy matches your home's true value. Protect your investment today!
Read article
Follow these essential home insurance policy review steps to safeguard your home. Verify coverage, spot gaps, and ensure your protection today!
Read article
Discover personal property coverage meaning and ensure your belongings are protected. Learn how to review your policy and inventory with ease.
Read articleGet a free, no-obligation quote from a local independent agent. Most quotes take just a few minutes.
We proudly protect families and businesses across Middlesex County and the Greater Boston area. Not sure if we cover your town? Give us a call — we probably do.
