Builders Risk insurance for Massachusetts contractors and property owners
Our specialty. Fast, competitive Builders Risk coverage for new construction, ground-up builds, additions, and major renovations across Massachusetts — with same-day binding available.
What Builders Risk covers
Protects buildings under construction against fire, wind, theft, vandalism, and many other perils. Covers materials, fixtures, and equipment on-site, in transit, and in temporary storage.
Who needs Builders Risk
General contractors, custom home builders, remodelers, developers, and property owners acting as their own GC. Often required by lenders before construction financing is released.
Single-project policies
Coverage tied to a specific address and project term — the simplest option for one-off custom homes, additions, or major renovation jobs.
Term & reporting-form policies
For active builders juggling multiple jobs, we offer annual term and reporting-form policies that automatically cover new projects as you report them.
Ground-up construction & renovations
New builds, gut renovations, and additions are all eligible. We tailor the coverage form, deductible, and soft-cost endorsements to match your project.
Coordinating with your General Liability
Builders Risk covers the structure; your General Liability covers third-party bodily injury and property damage. We make sure both policies work together with no gaps.
Same-day binding available
Need coverage before you close on a lot, pull a permit, or start framing tomorrow? Call us — most Builders Risk policies can be quoted and bound the same day.
Need Builders Risk coverage — fast?
Call our Massachusetts Builders Risk specialists for a same-day quote.